Investing
 

TAX WRAPPERS AVAILABLE ON TRANSACT

Transact provides access to a wide range of tax efficient wrappers

General Investment Account (GIA)

Enables clients to hold a very broad range of investments including some which may not be held within other wrappers, usually for tax reasons.

Individual Savings Account (ISA) (Cash and Stocks & Shares)

Enables clients to invest in cash, equities and collective investment schemes and receive certain returns tax free.

Junior ISA (Cash and Stocks & Shares)

Enables clients to invest in a tax efficient way on behalf of a child.

Lifetime ISA (LISA)

Enables clients to save in a tax efficient manner and attract bonuses for the long term but includes an option to use funds for the purchase of a first home.

Personal Pension

Enables clients to save in a tax efficient way towards retirement.

Self-invested Personal Pension (SIPP)

Enables clients to save in a tax efficient way towards retirement.

Section 32 Buy Out Bond

Enables clients to transfer-in existing benefits from other pension schemes.

Onshore Bond

A UK based individual life assurance policy which allows clients to invest in a tax efficient way and to link the value of their bond to a range of investments. It also provides a benefit on death.

Offshore Bond

An Isle of Man based individual life assurance policy which allows clients to invest in a tax efficient way and to link the value of their bond to a range of investments. It also provides a benefit on death.

Clients can also access Transact’s extensive asset range by setting up a GIA and linking it to a third party product such as a SIPP, Pension, Trust or Bond.