About

ABOUT TRANSACT

The UK’s first wrap service

Transact was the first wrap service to launch in the UK, in 2000. Over the years we have harnessed systems, technology and our in-depth knowledge of the UK investment market to provide a more efficient and simpler way for advisers to manage clients’ financial portfolios. The result is the highly refined wrap service known as Transact.

Ownership

“Transact” is the name of the investment administration platform service offered by Integrated Financial Arrangements Ltd (IFAL), which was established in 1999. IFAL is a company within the IntegraFin Holdings plc (IntegraFin) group of companies. IntegraFin is a company listed on the London Stock Exchange and is a constituent of the FTSE 250 index (as at December 2023).

Financial strength

Transact has been profitable every year since 2003, and has been awarded an ‘Excellent’ financial performance rating for the last nine years to 2022 in the FinalytiQ Advised Platform Report. Transact works exclusively through financial advisers and is 100% focused on servicing the UK market. With our strong financial track record, clients and their advisers can be confident that Transact can be relied upon for the long term.

 

Funds Under Direction

£54.9bn

As at 30 September 2023

IntegraFin pre-tax profit

£54.3m

For year ending 30 September 2022

Profitability rating

“Excellent”

FinalytiQ Advised Platform Report 2022

 


“Transact remains a beacon in the platform sector, posting an impressive £63m in pre-tax profits on its £123mn revenue, a staggering margin of over 50%”.

FinalytiQ Platforms and Zombies Platform Report 2022

Our track record

Transact is consistently voted the leading wrap platform in the UK by advisers, and was most recently rated the Best Large UK Platform in the CoreData Platform Study 2023 for the fourteenth consecutive year, and Best Platform at the Professional Paraplanner Awards 2023. We were also awarded Platform of the Year and Leading Platform for Discretionary Management in the Schroders UK Platform Awards 2023.

View our awards

Progress and innovation

As owners of our own software and technology, we have full control over the development of our service and prioritise the changes we make to ensure we continue to be the leader in platform innovation and foresight.

Facts and firsts

At Transact, we:

  • Make incremental improvements via system update releases every month.
  • Have over 500 years of experience in our systems development team.
  • Were RDR (Retail Distribution Review) ready from platform inception.