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Transact Technical Centre - Bonds

Welcome to the Technical Centre, giving you access to insights and articles from our experienced Technical Team. You can filter all articles by topic using the dropdown menu to the right.
Investment bonds, top slicing and the personal savings allowance
Top slicing relief (TSR) for bond chargeable gains is a useful, if somewhat complex, income tax planning tool for bonds held by individuals. The relief...
Bond withdrawals – calculating chargeable gains
The Transact Onshore and Offshore Bonds are both life assurance policies and whilst the investments linked to the bond might generate income and capital gains,...
Onshore bond internal rates of tax
Earlier this month, budget rumours were circulating around a possible increase to the basic rate of tax by 2% with a corresponding reduction to employee...
The Name’s Bond: Are Investment Bonds The 007 Of Financial Planning?
Amid last year’s budget speculation, rumours circulated that capital gains tax (CGT) rates would be aligned with income tax rates. Whilst this did not materialise,...
Investment bonds and pensions – a longstanding relationship
Whilst paying tax is an inevitable consequence of a well-managed investment strategy, the ability to reduce any tax liability at the same time as boosting...
Investment bonds – topping up verses new policy
With the increasing demand for investment bonds, we are also seeing an increase in enquiries about investing additional premiums to existing policies.  One question we...