Investing

WRAPPERS AVAILABLE ON TRANSACT

Transact provides access to a wide range of tax efficient wrappers

General Investment Account (GIA)

Access a broad range of investments including some which are unavailable in other wrappers, usually for tax reasons.

Individual Savings Account (ISA) (Cash and Stocks & Shares)

Invest in cash, equities and collective investment schemes and receive certain returns tax free.

Junior ISA (Cash and Stocks & Shares)

Invest in a tax efficient way on behalf of a child.

Lifetime ISA (LISA)

Invest tax efficiently and attract bonuses for the long term. Also includes an option to use funds for the purchase of a first home.

Personal Pension

Save in a tax efficient way towards retirement.

Self-invested Personal Pension (SIPP)

Save in a tax efficient way towards retirement.

Section 32 Buy Out Bond

Transfer-in existing benefits from other pension schemes.

Onshore Bond

A UK based individual life assurance policy which enables clients to invest in a tax efficient way and to link the value of their bond to a range of investments. It also provides a benefit on death.

Offshore Bond

An Isle of Man based individual life assurance policy which enables clients to invest in a tax efficient way and to link the value of their bond to a range of investments. It also provides a benefit on death.

Clients can also access Transact’s extensive asset range by setting up a GIA and linking it to a third party product such as a SIPP, Pension, Trust or Bond.

 

ASSETS AVAILABLE ON TRANSACT

Transact is an open architecture platform offering a wide range of funds and assets

The majority of investments held on Transact are open-ended funds (OEICs) and investment trusts. We offer access to funds from around 400 fund managers and are the leading platform providing access to the most investment trusts. We have negotiated initial fee discounts and offer restricted share classes.

We provide the following asset types:

  • OEICs
  • Investment trusts
  • ETFs
  • Gilts
  • Government and corporate bonds
  • Onshore & offshore funds
  • Quoted equities
  • SICAVs
  • Structured products
  • Term deposits
  • Unit trusts
  • VCTs (including subscriptions to new shares)

OEICs and other collective investments

We currently offer access to over 8,000 OEICs and unit trusts.

Investment trusts

We offer access to a wide range of closed-ended investment companies, and accounted for the greatest share of platform investment company purchases in 2018*.

A full list of all the funds available can be accessed via Transact Online.

Log into Transact Online
*Research by the Association of Investment Companies in March 2019 found that Transact accounted for 45% of all platform investment company purchases in 2018.