Trusts play a vital role in estate planning, intergenerational wealth transfer and tax planning
Transact’s trust proposition is comprehensive, giving you a wide range of trust solutions underpinned by our accessible and knowledgeable technical services team.
Find out more about the trusts deeds we offer by clicking on the "+" buttons below.
Please note that specimen trust deeds are provided for further consideration by the settlor together with their professional advisers.
The circumstances and estate-planning requirements of each settlor are different, and the law is subject to change.
Transact provides professionally drafted specimen trust deeds for both discretionary and bare trusts for further consideration by the settlor together with their professional advisers. These documents are designed for clarity and ease of use, giving advisers and trustees a starting point for establishing trust arrangements. All documentation integrates seamlessly with Transact’s operational processes to support smooth onboarding and administration.
For clients with more sophisticated estate planning goals, advisers can also access Discounted Gift Trusts (DGTs) and Gift and Loan Trusts. These trust structures offer powerful planning options where clients wish to manage inheritance tax exposure while retaining certain benefits or control. Each comes with clear guidance to ensure straight-forward implementation.
Transact’s Asset Preservation Trust (APT) provides a flexible, controlled way to manage pension death benefits. It enables trustees to direct benefits to beneficiaries in line with a client’s wishes, helping families preserve wealth and maintain tax efficiency across generations.
Growth on assets within the trust may, in certain circumstances, fall outside the settlor’s estate for inheritance tax purposes, depending on how the trust is structured and individual circumstances. Trustees have broad discretion over distribution of benefits to beneficiaries, providing a flexible solution for clients.
Our technical specialists and technical services team are available to provide support with questions around trust operation and taxation.
Where needed they can provide detailed, practical guidance covering trust establishment, tax considerations, administrative processes, and trustee responsibilities.