We aim to make financial planning easier through our powerful digital software, personal service, technical support and deep integrations with adviser software providers.
We provide a wide range of financial planning tools and comprehensive reporting, alongside an extensive range of investments and tax-efficient wrappers to make the management of portfolios as easy and efficient as possible.
Supporting your business
Learn more about how Transact can help you run an efficient and successful advice business that promotes good outcomes for clients.
Our platform
Transact delivers secure, powerful platform technology, award winning service, technical support, seamless adviser integrations and tax efficient tools to make financial planning easier.
Wrappers and services
Access a wide range of tax-efficient wrappers and specimen trusts, all within one flexible platform.
Investments
Access a wide range investment options and over 120 Discretionary Investment Managers for model portfolios or bespoke services.
Financial strength
When you recommend Transact, you do so safe in the knowledge that we are a profitable and financially resilient business. Transact’s financial strength is underpinned by that of our holding company, IntegraFin Holdings plc (IHP), which is listed on the London Stock Exchange and is a FTSE 250 business.
The Group has no debt and we regularly reinvest into the Company to make sure it remains fit for the future.
Independent rating
The companies behind Transact have been rated by AKG. This independent assessment recognises our financial resilience, strategic strength and ongoing commitment to delivering a high-quality service for advisers and their clients.
Integrated Financial Arrangements Ltd (IFAL) has been awarded an A (Superior) rating for Overall Financial Strength by AKG.
IntegraLife UK (ILUK), which provides our Personal Pension and Onshore Bond, achieved a strong B+ (Very Strong) rating.
You can read a full summary of both ratings.
Awards
A Best of British company
Business Reporter and The Independent
Best Platform
Professional Paraplanner 2026
Provider of the Year
Money Marketing 2026
Leading Platform for Model Portfolio Services
Vanguard Platform Awards 2026
Previous awards
Provider | Award |
|---|---|
Professional Paraplanner | Best Platform |
IA Global Financial Services Awards | Best International Platform - UK |
Business Reporter and The Independent | Best of British |
Provider | Award |
|---|---|
Professional Paraplanner | Best Platform |
Schroders Platform Awards | Best use of Platform Technology |
Money Marketing | Best Platform |
Provider | Award |
|---|---|
Professional Adviser | Best Platform for Advisers |
Professional Paraplanner | Best Overall Service to Paraplanners – New Business |
Schroders Platform Awards | Best Platform Provider (AUM over £40bn) |
Schroders Platform Awards | Leading Platform for Discretionary Management |
Provider | Award |
|---|---|
Schroders Platform Awards | Platform of the Year Leading Platform for Discretionary Management |
Adviser Asset | Platinum Platform Rating |
Professional Paraplanner | Best Platform |
Professional Paraplanner | Best Overall Service to Paraplanners – Existing Business |
Provider | Award |
|---|---|
Adviser Asset | Platinum Platform Rating |
Professional Adviser | Best Platform for Advisers (AUM above £25bn) |
Professional Adviser | (Time4Advice) Best Technology Provider |
Professional Paraplanner | Best Overall Service to Paraplanners – New Business |
Professional Paraplanner | Best Platform |
Investment Life and Pensions Moneyfacts | Best Online Service |
Defaqto rated
Transact are delighted to announce that we have achieved a Defaqto Five-Star Platform Rating and a Gold Platform Service Rating for 2026. The Five-Star Platform Rating is based on assessment by Defaqto’s financial market experts who review tens of thousands of financial solutions each year. The Gold Service Rating indicates quality of service based on adviser surveys about their real-life experiences with key services received by them and their clients.
Latest updates from Transact
Responsible business
Our holding company, IntegraFin Holdings plc is committed to conducting business in a responsible manner. Our Group values are centred around doing the right thing and together we strive to minimise our environmental footprint and contribute positively towards long-term sustainable outcomes for our stakeholders and society.
Adviser support
Find out more about the support available to advisers, including technical articles, events and documents.
Your contacts
Meet Transact’s UK-wide BDMs and ASMs, helping advisory firms grow with expert onboarding, training and ongoing business support.
Technical centre
Discover expert articles and insights from Transact’s Technical Centre, covering tax, pensions and key financial planning topics.
Events
Connect, learn and grow with Transact events, bringing advisers together for insights, networking and practical business strategies.
Document library
Easy access to documents for advisers available for use with the Transact Platform.